Buying directly from a developer before construction completes can deliver compelling returns – but only if you navigate the process correctly.
## Pros
1. **Lower entry price** – 10‑20 % below comparable ready units.
2. **Flexible payment plans** – staged installments tied to construction milestones.
3. **Capital appreciation during build** – average 15‑25 % uplift by handover.
## Cons
1. **Construction delays** – factor in potential 6‑12 month slippage.
2. **Mortgage timing** – banks release funds only at 50 % completion.
3. **Market cycles** – values can dip if supply surges at handover.
## Risk‑Mitigation Checklist
* Buy from RERA‑registered developers with escrow‑protected projects.
* Verify project status on Dubai Land Department’s Oqood portal.
* Negotiate post‑handover payment plans to ease cash flow.
**Pro Tip:** Use Smart Edge’s live construction‑progress tracker to benchmark real versus advertised timelines.
